• 2008 - International Year of sanitation - United Nations.
  • To halve by 2015 proportion of people without sustainable access to safe drinking water and basic sanitation - Millennium Development Goal.
  • The day every of us gets a toilet to use, I shall know that our country has reached the pinnacle of progress - Jawaharlal Nehru, Former Prime Minister of India.
  • Water is life: Sanitation is dignity.
  • One sixth (1.1 billion) of the world population do not have easy access to safe drinking water.
  • Half of the world population (2.4 billon) do not have access to adequate sanitation.
  • 2.2 million children die every year from diseases connected with lack of access to safe drinking water and adequate sanitation and 6000 children every day.
  • An average person in the developing world used 10 lirtes of water every day whereas in UK it is 135 litres.
  • Washing hands with soap and water can reduce diarrhea disease by one third.
National Level Workshop
Principles of Social Business
Microfinance Good Practices Europe Award




OUTREACH as on April 2013
Particulars
Outreach Details
No. of States
01
No. of Districts
01
No. of  Branches
09
No. of loans April '13
715
No. of  Borrowers
38,871
Cum. Loans
38,871
Disb April '13
INR 5.91 m
Cum. Loans
INR 314.97 m
Gross Portfolio OS
INR 81.32 m
PAR > 180 days
0.67 %
Repayment Rate
91%
Women Borrowers
100%




Guardian MFI - Photos
Guardian MFI - Photos
Guardian MFI - Photos
Guardian MFI - Photos
Guardian MFI - Photos
Guardian MFI - Photos
Guardian MFI - Photos
Guardian MFI - Photos
Guardian MFI - Photos

ANNUAL / RATING REPORT


Gramalaya Urban and Rural Development Initiatives and Network (Guardian) -

Gramalaya Urban and Rural Development Initiatives and Network (Guardian) - Section 25 Company {second update} Trichy, Tamil Nadu, IndiaOctober 2012 Credit Rating

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Annual Report 2011-2012

Many of the world's life-changing conveniences wouldn't be possible without utilities such as water and sanitation.

Download» 3.32 MB

Gramalaya Urban and Rural Development Initiatives and Network (Guardian) -

Gramalaya Urban and Rural Development Initiatives and Network (Guardian) - Section 25 Company {first update} Trichy, Tamil Nadu, India August 2011 Credit Rating

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Annual Report 2010-2011

Many of the world's life-changing conveniences wouldn't be possible without utilities such as water and sanitation.

Download» 9.4MB


Micro-Credit Ratings International Ltd.,

Guardian, a section 25 company was promoted by Gramalaya, an NGO, in November 2007. Gramalaya has been working in the field of water and sanitation for nearly two decades in Trichy district of Tamil Nadu.

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Strategic Plan for 2010-2013


I am very happy to present the Annual Report of Gramalaya urban and rural development initiative and network (GUARDIAN) for the year 2009-10. Guardian Micro Finance Institution was started as a self sustaining project of has taken prominent shape to bring...

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Annual Report 2009-2010


Many of the world's life-changing conveniences wouldn't be possible without utilities such as water and sanitation. In India, about two third of households are lack of easy access to water and sanitation facilities.

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Annual Report 2008-2009

GUARDIAN envisions poorer societies to have easy access to household water and sanitation facilities through micro credit. Guardian will promote water and sanitation facilities through provision of financial

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Annual Report 2007-2008

The year 2008 is the International year of sanitation announced by United Nations to raise awareness and to accelerate progress towards the Millennium Development Goal (MDG) target to reduce by half the proportion of the 2,6 billion people without access to basic sanitation by 2015.

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